Effective Date: 28/12/2024
Welcome to TrueVantages.com. These Terms and Conditions (the “Agreement”) govern your access to and use of the website located at www.truevantages.com (the "Site"), including all services, features, content, and functionality offered on or through the Site. By accessing or using the Site, you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these Terms, please do not use the Site.
Please read these Terms carefully, as they affect your legal rights and obligations.
1. Acceptance of Terms
By accessing or using TrueVantages.com, you agree to comply with these Terms and all applicable laws and regulations. These Terms form a binding agreement between you and TrueVantages.com regarding your use of the Site and its associated services. We may update these Terms from time to time, and any changes will be posted on this page. Your continued use of the Site after changes to these Terms will constitute your acceptance of such modifications.
2. Eligibility
To use the services provided by TrueVantages.com, you must be at least 18 years of age or the age of majority in your jurisdiction. By using the Site, you represent and warrant that you meet these eligibility requirements. If you are using the Site on behalf of a company, organization, or other entity, you further represent and warrant that you have the authority to bind such entity to these Terms.
3. Account Registration
In order to access certain features of TrueVantages.com, you may be required to create an account. When registering for an account, you agree to provide accurate, current, and complete information and to maintain the accuracy of such information. You are solely responsible for the activity that occurs under your account, including maintaining the confidentiality of your login credentials. If you believe your account has been compromised or there has been unauthorized activity, you must notify us immediately.
4. Use of the Site
You agree to use the Site only for lawful purposes and in accordance with these Terms. You are prohibited from using the Site to:
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Violate any applicable laws or regulations;
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Engage in fraudulent, harmful, or illegal activities;
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Harass, abuse, or intimidate other users;
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Distribute viruses, malware, or any other harmful content;
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Interfere with the proper functioning of the Site or its services;
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Collect or harvest personal data from other users without their consent.
TrueVantages.com reserves the right to suspend or terminate your access to the Site if we believe, in our sole discretion, that you have violated these Terms.
5. Intellectual Property Rights
All content on TrueVantages.com, including but not limited to text, graphics, images, logos, software, and other materials, is the property of TrueVantages.com or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may access and view the content for personal, non-commercial use only. You may not modify, reproduce, distribute, or create derivative works from any content without prior written permission from TrueVantages.com, except as expressly permitted by applicable law.
6. Third-Party Links and Content
The Site may contain links to third-party websites or content. These links are provided solely for your convenience and do not imply endorsement by TrueVantages.com. We are not responsible for the content, policies, or practices of third-party websites, and you access such websites at your own risk. You should review the privacy policy and terms of use of any third-party website before interacting with it.
7. Privacy and Data Collection
Your use of the Site is also governed by our Privacy Policy, which can be found on our website. The privacy policy outlines how we collect, use, and protect your personal information. By using the Site, you consent to the data practices described in the privacy policy.
8. User-Generated Content
You may be able to submit or post content on the Site, such as comments, reviews, or other materials. By submitting content, you grant TrueVantages.com a non-exclusive, royalty-free, worldwide license to use, display, modify, and distribute such content for the purposes of operating and promoting the Site. You represent and warrant that you have all necessary rights to the content you submit and that such content does not infringe on any intellectual property or other rights of third parties.
You are solely responsible for the content you post, and TrueVantages.com reserves the right to remove any content that we determine, in our sole discretion, to be offensive, unlawful, or in violation of these Terms.
9. Disclaimer of Warranties
TrueVantages.com provides the Site and its services “as is” and “as available,” without any warranties or representations, express or implied. We make no representations or warranties regarding the accuracy, reliability, or completeness of the content, services, or other materials available on the Site. Your use of the Site is at your own risk.
To the fullest extent permitted by law, TrueVantages.com disclaims all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee that the Site will be free from errors, interruptions, or viruses.
10. Limitation of Liability
In no event shall TrueVantages.com, its affiliates, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Site or these Terms. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.
Our total liability to you for any claim arising from these Terms shall not exceed the amount you paid, if any, to access the Site during the twelve (12) months prior to the event giving rise to the claim.
11. Indemnification
You agree to indemnify and hold harmless TrueVantages.com, its affiliates, employees, contractors, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising out of or related to:
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Your use of the Site;
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Your violation of these Terms;
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Your infringement of any intellectual property or other rights of third parties.
This obligation will survive the termination of these Terms and your use of the Site.
12. Termination
TrueVantages.com reserves the right to terminate or suspend your access to the Site, without notice, for any reason, including but not limited to:
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A violation of these Terms;
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A request by you to close your account;
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A cessation of any service provided by TrueVantages.com;
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Legal obligations, regulatory compliance, or other reasons deemed necessary by TrueVantages.com.
Upon termination, your right to use the Site will immediately cease, and we may delete or deactivate your account. However, certain provisions of these Terms, including but not limited to those related to intellectual property, disclaimers of warranties, and limitation of liability, will survive termination.
13. Message Program and Frequency
By opting into our messaging program, you agree to receive alerts, updates, and notifications regarding financial programs, grants, and other relevant news.
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Message Frequency: Maximum of 5 messages per month.
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Message and Data Rates: Message and data rates may apply.
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Help and Support: For help or support issues, you can send an email to info@TrueVantages.com or call (877) 751-5355.
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Opt-Out: You can opt out at any time by texting STOP, QUIT, END, CANCEL, or UNSUBSCRIBE to discontinue receiving messages.
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No Mobile Information Sharing: No mobile information will be shared with third parties for marketing/promotional purposes.
14. Governing Law and Dispute Resolution
These Terms and your use of the Site shall be governed by and construed in accordance with the laws of [insert jurisdiction], without regard to its conflict of law principles. Any disputes arising out of or in connection with these Terms shall be resolved through binding arbitration in [insert location], unless otherwise required by applicable law. By agreeing to these Terms, you waive any right to participate in class action litigation and agree to resolve disputes individually.
15. Miscellaneous
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect. These Terms constitute the entire agreement between you and TrueVantages.com regarding the use of the Site, superseding any prior or contemporaneous agreements or understandings, whether written or oral.
By accessing or using TrueVantages.com, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. If you do not agree to these Terms, you must refrain from using the Site.
If you have any questions regarding these Terms, please contact us through the contact information provided on the Site.